Progressive Insurance in Minnesota

Progressive, founded in 1937 and headquartered in Mayfield Village, Ohio, offers auto, home, renters, motorcycle, specialty property, RV, pet, and life insurance. Progressive is one of the largest personal auto insurers in the United States and writes auto, home, renters, motorcycle, boat, RV, and other lines, often through affiliated companies. It is a single carrier that sells its own policies directly and through agents, not a multi carrier comparison platform. Its widely promoted comparison tool primarily surfaces Progressive rates alongside select partners.

In Minnesota, drivers are required to carry minimum auto liability coverage of 30/60/10. Minnesota is a no-fault state. Harsh winters and severe storms impact both auto and home insurance. In 2023, the average Minnesota driver spent $1,103 per insured vehicle (NAIC Auto Insurance Database Report, 2023 data), though your actual rate with Progressive may be higher or lower depending on your driving record, vehicle, and coverage level.

Progressive is built for standard drivers, plus non-standard tiers. Comparing several carriers side by side is the surest way to find the best rate in Minnesota, whether you need basic liability or full coverage.

Minnesota also faces elevated tornadoes and severe-storm hail exposure, which affects how carriers price coverage here. When evaluating Progressive in Minnesota, pay attention to deductibles for wind, hail, or wildfire — they can vary significantly between carriers and meaningfully change your out-of-pocket cost after a claim.