Mile Auto Insurance in Texas

Mile Auto, founded in 2018 and headquartered in Atlanta, Georgia, offers auto insurance. Mile Auto is a pay-per-mile auto insurance provider designed for low-mileage drivers. Instead of telematics tracking, customers simply submit their odometer reading each month, paying a low base rate plus a per-mile charge — a privacy-friendly approach to usage-based pricing.

In Texas, drivers are required to carry minimum auto liability coverage of 30/60/25. Texas has above-average auto rates due to its large driving population, weather risks, and high uninsured driver rates. Home insurance is also elevated due to hail, wind, and hurricane exposure. In 2023, the average Texas driver spent $1,429 per insured vehicle (NAIC Auto Insurance Database Report, 2023 data), though your actual rate with Mile Auto may be higher or lower depending on your driving record, vehicle, and coverage level.

Mile Auto is built for low-mileage drivers who pay per mile. Comparing several carriers side by side is the surest way to find the best rate in Texas, whether you need basic liability or full coverage.

Texas also faces elevated hurricane and tropical-storm wind and tornadoes and severe-storm hail exposure, which affects how carriers price coverage here. When evaluating Mile Auto in Texas, pay attention to deductibles for wind, hail, or wildfire — they can vary significantly between carriers and meaningfully change your out-of-pocket cost after a claim.