Mile Auto Insurance in Oregon

Mile Auto, founded in 2018 and headquartered in Atlanta, Georgia, offers auto insurance. Mile Auto is a pay-per-mile auto insurance provider designed for low-mileage drivers. Instead of telematics tracking, customers simply submit their odometer reading each month, paying a low base rate plus a per-mile charge — a privacy-friendly approach to usage-based pricing.

In Oregon, drivers are required to carry minimum auto liability coverage of 25/50/20. Oregon requires PIP and has moderate rates. Wildfire risk is increasing for homeowners. In 2023, the average Oregon driver spent $1,170 per insured vehicle (NAIC Auto Insurance Database Report, 2023 data), though your actual rate with Mile Auto may be higher or lower depending on your driving record, vehicle, and coverage level.

Mile Auto is built for low-mileage drivers who pay per mile. Comparing several carriers side by side is the surest way to find the best rate in Oregon, whether you need basic liability or full coverage.

Oregon also faces elevated wildfire and earthquake exposure, which affects how carriers price coverage here. When evaluating Mile Auto in Oregon, pay attention to deductibles for wind, hail, or wildfire — they can vary significantly between carriers and meaningfully change your out-of-pocket cost after a claim.