Mile Auto Insurance in New Jersey

Mile Auto, founded in 2018 and headquartered in Atlanta, Georgia, offers auto insurance. Mile Auto is a pay-per-mile auto insurance provider designed for low-mileage drivers. Instead of telematics tracking, customers simply submit their odometer reading each month, paying a low base rate plus a per-mile charge — a privacy-friendly approach to usage-based pricing.

In New Jersey, drivers are required to carry minimum auto liability coverage of 35/70/25. New Jersey is a no-fault state. Coastal home insurance costs are elevated due to hurricane and flood risk. In 2023, the average New Jersey driver spent $1,573 per insured vehicle (NAIC Auto Insurance Database Report, 2023 data), though your actual rate with Mile Auto may be higher or lower depending on your driving record, vehicle, and coverage level.

Mile Auto is built for low-mileage drivers who pay per mile. Comparing several carriers side by side is the surest way to find the best rate in New Jersey, whether you need basic liability or full coverage.