The Hartford Insurance in New Jersey

The Hartford, founded in 1810 and headquartered in Hartford, Connecticut, offers auto, home, renters, and umbrella insurance. The Hartford is a long-established insurance carrier offering auto, home, and personal coverage. It is best known as the exclusive provider of the AARP Auto & Home Insurance Program, with features tailored to experienced drivers including lifetime renewability and disappearing deductibles.

In New Jersey, drivers are required to carry minimum auto liability coverage of 35/70/25. New Jersey is a no-fault state. Coastal home insurance costs are elevated due to hurricane and flood risk. In 2023, the average New Jersey driver spent $1,573 per insured vehicle (NAIC Auto Insurance Database Report, 2023 data), though your actual rate with The Hartford may be higher or lower depending on your driving record, vehicle, and coverage level.

The Hartford is built for drivers 50 and over, through the AARP program. Comparing several carriers side by side is the surest way to find the best rate in New Jersey, whether you need basic liability or full coverage.