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GEICO Insurance in New Jersey

Compare GEICO rates and coverage options in New Jersey. Affordable, direct-to-consumer auto insurance with nationwide reach. See how they stack up against other carriers and find the best rate for your needs.

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$1,573

Avg. NJ Auto Spend/Vehicle (2023)

A++

AM Best Rating

35/70/25

NJ Auto Minimum

5

Product Lines

About GEICO in New Jersey

GEICO, founded in 1936 and headquartered in Chevy Chase, Maryland, offers auto, motorcycle, renters, home, and RV insurance. GEICO (Government Employees Insurance Company) is one of the largest auto insurers in the United States, known for competitive direct-to-consumer rates, a robust mobile app, and 24/7 service. A subsidiary of Berkshire Hathaway, GEICO writes coverage across all 50 states.

In New Jersey, drivers are required to carry minimum auto liability coverage of 35/70/25. New Jersey is a no-fault state. Coastal home insurance costs are elevated due to hurricane and flood risk. In 2023, the average New Jersey driver spent $1,573 per insured vehicle (NAIC Auto Insurance Database Report, 2023 data), though your actual rate with GEICO may be higher or lower depending on your driving record, vehicle, and coverage level.

GEICO is built for drivers who buy direct and manage the policy in the app. Comparing several carriers side by side is the surest way to find the best rate in New Jersey, whether you need basic liability or full coverage.

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