GAINSCO Insurance in Delaware

GAINSCO, founded in 1978 and headquartered in Dallas, Texas, offers auto insurance. GAINSCO Auto Insurance is a non-standard auto insurance carrier focused on the Southern United States. They provide affordable coverage options for drivers who may not qualify for preferred rates, with a strong independent agent network.

In Delaware, drivers are required to carry minimum auto liability coverage of 25/50/10. Delaware requires PIP coverage alongside liability. Flood risk is a key consideration for homeowners. In 2023, the average Delaware driver spent $1,462 per insured vehicle (NAIC Auto Insurance Database Report, 2023 data), though your actual rate with GAINSCO may be higher or lower depending on your driving record, vehicle, and coverage level.

GAINSCO is built for minimum-limits drivers in the South and Southwest. Comparing several carriers side by side is the surest way to find the best rate in Delaware, whether you need basic liability or full coverage.