Amica Mutual Insurance in New York

Amica Mutual, founded in 1907 and headquartered in Lincoln, Rhode Island, offers auto, home, renters, life, umbrella, and boat insurance. Amica Mutual is a Rhode Island-based mutual insurer and the oldest mutual auto carrier in the country. It is repeatedly ranked at the top for customer satisfaction and offers dividend policies that can return part of your premium.

In New York, drivers are required to carry minimum auto liability coverage of 25/50/10. New York is a no-fault state with high rates, especially in NYC. Home insurance varies widely by region. In 2023, the average New York driver spent $1,753 per insured vehicle (NAIC Auto Insurance Database Report, 2023 data), though your actual rate with Amica Mutual may be higher or lower depending on your driving record, vehicle, and coverage level.

Amica Mutual is built for drivers who want direct service without an agent. Comparing several carriers side by side is the surest way to find the best rate in New York, whether you need basic liability or full coverage.