Amica Mutual Insurance in Michigan

Amica Mutual, founded in 1907 and headquartered in Lincoln, Rhode Island, offers auto, home, renters, life, umbrella, and boat insurance. Amica Mutual is a Rhode Island-based mutual insurer and the oldest mutual auto carrier in the country. It is repeatedly ranked at the top for customer satisfaction and offers dividend policies that can return part of your premium.

In Michigan, drivers are required to carry minimum auto liability coverage of 50/100/10. Michigan has among the highest auto rates nationally, partly due to its PIP requirements (reformed in 2020). In 2023, the average Michigan driver spent $1,444 per insured vehicle (NAIC Auto Insurance Database Report, 2023 data), though your actual rate with Amica Mutual may be higher or lower depending on your driving record, vehicle, and coverage level.

Amica Mutual is built for drivers who want direct service without an agent. Comparing several carriers side by side is the surest way to find the best rate in Michigan, whether you need basic liability or full coverage.