What insurance do I need in Utah?

State minimum auto coverage for Utah: 30/65/25. For homeowners, coverage requirements depend on your mortgage lender, but most require dwelling and liability coverage. We recommend carrying higher limits than the minimum for better protection.

How much does car insurance cost in Utah?

In 2023, the average Utah driver spent $1,169 per insured vehicle on liability, collision and comprehensive coverage (NAIC Auto Insurance Database Report, 2023 data). Your actual rate depends on your age, driving record, vehicle, location within Utah, and coverage levels.

How can I find affordable insurance in Utah?

Compare quotes from multiple carriers using Truvo — it's free and takes 2 minutes. Bundling car and home insurance often saves up to 25%. You can also save with a clean driving record, higher deductibles, and multi-policy discounts.

What factors affect insurance rates in Utah?

Key factors include your ZIP code within Utah, driving record, age, credit score, vehicle and home details, coverage level, and claims history. Utah is a no-fault state with unique minimum coverage requirements.

Insurance in Utah

Compare car and home insurance rates from 50+ carriers in Utah. Average auto spend per vehicle: $1,169/year. Minimum auto coverage: 30/65/25.

Utah is a no-fault state with unique minimum coverage requirements.

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$1,169

Avg. Auto Spend/Vehicle (2023)

30/65/25

Auto Minimum Coverage

50+

Carriers Compared

2 min

Quote Time

Utah Insurance FAQ

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